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Austriacard Holdings AG logo
ACAGTechnology · Information Technology Services · ΧΑ

Austriacard Holdings AG

€9.87
+0.16(+1.65%)
Close 26/10/2026 · end-of-day price, not real-time

Austriacard Holdings AG (ACAG) closed at €9.87 on 26/10/2026, +1.65% on the day, on 8.6× its 10-day average volume. Market cap €354.4m, P/E 24.1, dividend yield 1.01% (under review).

Why it moved today

No published cause yet.

My view
Private · MENTOR takes it into account
+36.5%6M
Drag sideways across the chart to pick a period, or click an event's dot below it, then ask MENTOR about it.
26/10/2026Close 9.87+1.65%+36.5% since start

Key statistics

FY2025 unless a figure says otherwise

Profile

At the 26 Oct close
Market value
€354.4m
Enterprise valueDec 2025est.
€439.7m
Shares outstandingOct 2026
35.9m
RevenueFY2025
€360.2m
Employees
2,379
Free float
23.9%
Traded a day, 3-month average
€101.7k

Valuation

FY2025
P/E
24.1×
P/B
2.7×
EV/Salesest.
1.2×
EV/EBITDAest.
9.0×

5 years, on reported full years: 5.2–19.5×, median 6.9×. Today 9.0×, higher than 65% of months.

P/FCF
14.0×
Dividend yieldunder review
1.0%

Margins

FY2025
Gross
24.1%
EBITDA
13.5%
Operating (EBIT)
8.2%
Pre-tax
6.0%
Net
4.5%
Free cash flow
7.0%

Net margin = the shareholders' profit ÷ group revenue.

Returns

FY2025
ROE
12.6%
ROCE
13.7%
ROICest.
10.3%
ROA
5.0%
ROE, 5-year averageFY2021–25
13.8%
Tax rate
24.9%

Financial health

Dec 2025
Cash
€25.1m
Net debt
€81.6m
Net debt ÷ EBITDA
1.7×
Interest coverFY2025
3.7×

Growth

Revenue, last yearFY2025
−8.2%
EPS, last yearFY2025
−21.2%
Revenue, 3 yearsFY2022–25, a year
+4.6%
EPS, 3 yearsFY2022–25, a year
+13.6%

Dividends

FY2025
Yield, last 12 monthsunder review
1.0%
Per share
€0.100
Payout
24.4%
Covered by free cash flow
7.1×
Years paid, last fiveFY2021–25
2

Trading and risk

From our closes, dividends reinvested
Total return, 1 year
+103.1%
3 years, a year
+22.0%
Volatility, 1 year
31.9%
Beta to the General Index
0.44×
Deepest fall, 1 year / 5 years
−21.1% / −34.6%
52-week range
€4.80–€9.90
est.worked out by us

Where the figures come from: the company's reports, reviewed by us · annual accounts filed in ESEF format · results announcements on the exchange · our own closing prices. No forecasts or target prices are stored.

Financial charts

From the stored figures: the reviewed dossier first, then the annual reports (ESEF) and results announcements

Loading the charts…

Valuation

no like-for-like peer
MetricACAG
P/E24.1
P/B2.7
P/S0.98
EV/EBITDA9.0
Dividend yieldunder review1.0%
Payout ratio24.4%
Gross margin24.1%
Operating margin8.2%
Net margin4.5%
ROE12.6%
Revenue growth (last full year)−8.2%
Net debt€81.6m
Twelve Data · latest quarter 31/12/2025

Peers: Cards & secure ID

No other company listed in Athens runs this business; related ones can be ticked in.

EV/EBITDADay
Austriacard Holdings AGACAG9.0+1.6%
Real Consulting IT Business SolutionsREALCONS22.0+1.7%
Performance TechnologiesPERF9.9+0.5%
DOTSOFTDOTSOFT11.9—

The company

AI-drafted

An Austrian company with Greek roots that manufactures and personalises payment and identity cards, prints and delivers secure documents, and runs digitisation projects for banks, fintechs, governments and utilities. It operates in 17 countries with 10 production facilities, and its shares trade in Vienna and on Euronext Athens.

How it makes moneyFY2025 · basis: revenue
  • Central Eastern Europe & DACH151%
  • Western Europe, Nordics, Americas132%
  • Türkiye, Middle East and Africa117%
It is
  • A manufacturer: it makes cards in four plants, personalises them in eight centres, and is paid per card, per document and per project.1
  • An Austrian Aktiengesellschaft whose Athens line continues INFORM P. Lykos, listed in Athens since 1994.4,10
  • Subject to a DNP takeover offer: 96.55% of shares were tendered, but acquisition still awaits Austrian foreign-investment clearance; DNP intends a later squeeze-out and delisting if it completes.6,7
It is not
  • Not a Greek legal issuer: Austrian company law applies; the prospectus describes 27.5% Austrian dividend withholding for individual investors, subject to applicable relief.4
  • Not a payments company: it does not issue cards or process transactions; it supplies the card and the software to those who do.1
Recent developmentsAll company events →
  • Sep 2026Delivered first Jaywan cards for Wio Bank in the UAE, manufactured in Bucharest; no contract value was disclosed.12
  • Aug 2026DNP's offer closed with 96.55% acceptance; a squeeze-out and delisting from Vienna and Euronext Athens were announced as the intent.6,7
  • Jun 2026The offer document was published at €10.00 cash per share, about €364m for the equity; both boards recommended acceptance.5,9
  • May 2026A memorandum of understanding with Dai Nippon Printing for a friendly takeover offer, backed by an irrevocable undertaking from Nikolaos Lykos.9,11
  • Apr 2026Sold its minority stake in Spain's SEGLAN S.L.; proceeds and dividend of €2.6m in the first half.2,11
  • Mar 2026FY2025 results: revenue of €360.2m, leverage of 1.6x and a proposed dividend of €0.10 per share.1,3
Key figures
  • Cards sold 117.9m FY20251
  • Cards sold 63.7m H1 20262
  • Adjusted EBITDA margin 14.4% FY20251
  • Net debt to EBITDA 2.1x H1 20262
  • Production facilities 10 FY20253
Key facts
  • An Austrian Aktiengesellschaft (register FN 352889 f) based in Vienna, dual-listed on the Vienna Prime Market and the Euronext Athens Main Market since March 2023.4,8
  • Nikolaos Lykos held 74.58% before the offer, with a free float of 23.89%.8
  • FY2025 revenue of €360.2m, EBITDA of €48.8m and net profit of €16.2m.1
  • Shareholders tendered 96.55% of shares to Dai Nippon Printing at €10.00 each; settlement remains conditional, and DNP intends a later squeeze-out and delisting.6,7
  • At 30 June 2026, group equity was €130.7m and net debt including leases was €103.9m.2
Sources
  1. 1.Annual Financial Report 2025Austriacard Holdings AG · 11/03/2026official
  2. 2.Interim Financial Report H1 2026Austriacard Holdings AG · 25/08/2026official
  3. 3.FY2025 Results PresentationAustriacard Holdings AG · 24/03/2026official
  4. 4.Prospectus for admission to trading on ATHEX and the Vienna Stock ExchangeAustriacard Holdings AG · 24/01/2023official
  5. 5.Offer Document, voluntary public takeover offerDai Nippon Printing Co. Ltd. · 12/06/2026official
  6. 6.DNP's Voluntary Takeover Offer ResultsAustriacard Holdings AG · 26/08/2026official
  7. 7.Dai Nippon Printing intends to pursue squeeze-out and delistingAustriacard Holdings AG · 26/08/2026official
  8. 8.ACAG Share InformationAustriacard Holdings AG · 19/05/2026official
  9. 9.Voluntary Takeover Offer, FAQ and announcement archiveAustriacard Holdings AG · 17/09/2026official
  10. 10.Our Group, HistoryAustriacard Holdings AG · 17/09/2026official
  11. 11.Press Releases indexAustriacard Holdings AGofficial
  12. 12.First Jaywan payment cards delivered for Wio Bank, UAEAustriacard Holdings AG · 23/09/2026official
AI-drafted from the cited sources · 24/09/2026 · v2 · ✓ checked by an independent second modelAustriacard Holdings AGWebsite ↗
MENTORFree beta
Why it moved
+1.65% on 8.6× volume
News & events
News and what's next
Peers
No listed peers
Results
How it did vs last year
Valuation
No listed peers
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Asks“What drove the 1.65% gain in Austriacard Holdings AG?”
Data: Twelve Data · End-of-day prices · Nothing here is investment advice.