BOCHGRFinancial Services · Banks - Regional · ΧΑ
Bank of Cyprus
€10.38
+0.28(+2.77%)
Close 26/10/2026 · end-of-day price, not real-time
Bank of Cyprus (BOCHGR) closed at €10.38 on 26/10/2026, +2.77% on the day. Market cap €4.5bn, P/E 9.1, dividend yield 7.13%.
Why it moved today
Bank of Cyprus rose 2.77% in a session led by banks, as banks rebounded strongly with support from international markets.
Source: businessdaily.gr · 26/10/2026
Announcements to the exchange
- 23/10/2026 14:06Date of announcement of the Bank of Cyprus Group Financial Results for the nine months ended 30 September 2026
- 21/10/2026 08:56Completion of the Acquisition of Performing Loans and Deposits of The Cyprus Development Bank Public Company Limited
- 14/10/2026 16:06Extension of the Term of Appointment of the Group Chief Executive Officer
My view
Private · MENTOR takes it into account
+12.9%6M
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26/10/2026Close 10.38+2.77%Vol 145.1k+12.9% since start
Key statistics
12 months to Jun 2026 unless a figure says otherwise
Profile
At the 26 Oct close- Market value
- €4.5bn
- Shares outstandingJun 2026
- 435.8m
- Total income12 months to Jun 2026
- €1bn
- Employees
- 2,839
- Free floatest.
- 81.3%
- Traded a day, 3-month average
- €7.7m
Bank
H1 2026- RoTE
- 18.8%
- CET1Jun 2026
- 20.9%
- NPE ratioJun 2026
- 1.0%
- NPE coverJun 2026
- 149.0%
- Net interest margin
- 2.8%
- Cost to income
- 36.0%
Valuation
12 months to Jun 2026- P/E
- 9.1×
- P/B
- 1.7×
- Dividend yield
- 7.1%
Returns
FY2025- ROE12 months to Jun 2026
- 18.2%
- ROA
- 1.7%
- ROE, 5-year averageFY2021–25
- 13.6%
- Tax rate
- 12.0%
Growth
- Revenue, last yearFY2025
- −4.9%
- Revenue, last halfH1 2026
- +1.2%
- EPS, last yearFY2025
- −3.8%
- EPS, last halfH1 2026
- +8.0%
- Revenue, 3 yearsFY2022–25, a year
- +16.2%
- EPS, 3 yearsFY2022–25, a year
- +105.4%
- Shares, 3 yearsFY2022–25
- −2.4%
Dividends
FY2025- Yield, last 12 months
- 7.1%
- Per share
- €0.700
- Payout
- 63.6%
- Years paid, last fiveFY2021–25
- 4
Withheld, and why
- Profile: Enterprise value · Valuation: EV/Sales, EV/EBITDA, P/FCF · Margins · Returns: ROCE, ROIC · Financial health · Dividends: Covered by free cash flow · a bank or an insurer is read on its capital and its loans: deposits and wholesale funding are its raw material, not its debt
Trading and risk
From our closes, dividends reinvested- Total return, 1 year
- +43.7%
- Volatility, 1 year
- 28.1%
- Beta to the General Index
- 0.99×
- Deepest fall, 1 year / 5 years
- −16.9% / −17.1%
- 52-week range
- €7.64–€10.99
est.worked out by us
Where the figures come from: the company's reports, reviewed by us · annual accounts filed in ESEF format · results announcements on the exchange · our own closing prices. No forecasts or target prices are stored.
Financial charts
From the stored figures: the reviewed dossier first, then the annual reports (ESEF) and results announcements
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Valuation
6 companies| Metric | BOCHGR | Peer median | Peer range |
|---|---|---|---|
| P/E | 9.1 | 11.7 | 10.9 16.7 |
| P/B | 1.7 | 1.7 | 1.1 3.8 |
| Dividend yield | 7.1% | 2.7% | 0.0% 4.3% |
| Payout ratio | 63.6% | 34.9% | 12.2% 74.0% |
| ROE | 18.2% | 12.2% | 1.6% 24.9% |
| Revenue growth (last full year) | −4.9% | 1.4% | -3.6% 88.4% |
Grey band: the peers' range · tick: median · dot: BOCHGR · Twelve Data · latest quarter 30/06/2026
Peers: Banks
Mkt capP/BROEDay
Bank of CyprusBOCHGR€4.5bn1.718.2%+2.8%
The company
AI-draftedBank of Cyprus is Cyprus's largest banking group. It lends €11.3bn to households and companies, funds itself with €22.8bn of customer deposits, and earns fees from insurance, cards and payments. The listed parent, Bank of Cyprus Holdings, is incorporated in Ireland and trades on the Athens Exchange and the Cyprus Stock Exchange.
How it makes moneyH1 2026 · basis: other
It is
It is not
- Not a Greek bank: 88% of loans and 82% of deposits are Cypriot, and Greece is a branch operation in run-down.2
- Not a bad-debt story any more: the NPE ratio is 1.0% with 149% coverage, after the Helix 2 and Helix 3 portfolio sales.1,6
- No longer London-listed: it left the LSE in September 2024 and moved to the Athens Exchange.1
Recent developmentsAll company events →
- Aug 2026Interim dividend of €0.24 per share declared, about €105m, payable in October 2026.1
- May 2026Issued €300m of senior preferred notes at a 3.875% coupon and called the 2027 senior notes early.1
- Mar 2026Agreed to buy about €150m of performing loans and €500m of deposits from The Cyprus Development Bank, completing in H2 2026.7
- Mar 2026Distribution policy raised to a 50-70% payout range from 30-50%, targeting up to 100% total payout a year in 2027-2028.1
- Jul 2025Acquired 100% of Ethniki Insurance Cyprus for €29.3m and merged it into EuroLife and General Insurance.2
- Sep 2024Delisted from the London Stock Exchange and admitted to the Main Market of the Athens Exchange.1
Key figures
Key facts
- 57 branches in Cyprus and 517,000 active digital-channel users, with 2,839 employees at 30 June 2026.1,4
- Domestic market shares of 47% of loans and 39% of deposits, plus first place in life insurance and in payments through JCC.5
- Lamesa Investments was the largest notified holder at 9.50% on 11 March 2026.2
- A FY2025 dividend of €0.70 per share, €305m in total, a 9% yield on the end-2025 share price.1
- The 2026-2028 plan targets a mid-teens return on tangible equity and CET1 converging towards 15% from 20.9%.2
Sources
- 1.Group Financial Results for the six months ended 30 June 2026Bank of Cyprus Holdings · 04/08/2026official
- 2.Annual Financial Report 2025Bank of Cyprus Holdings · 31/03/2026official
- 3.Interim Report 2026 and interim condensed consolidated financial statementsBank of Cyprus Holdings · 04/08/2026official
- 4.1H2026 Group Financial Results presentationBank of Cyprus Holdings · 04/08/2026official
- 5.Investor Update presentationBank of Cyprus Holdings · 03/03/2026official
- 6.Annual Financial Report 2023Bank of Cyprus Holdings · 28/03/2024official
- 7.Agreement for the Acquisition of Performing Loans and Deposits of The Cyprus Development BankBank of Cyprus Holdings · 23/03/2026official
AI-drafted from the cited sources · 30/09/2026 · v3 · ✓ checked by an independent second modelBank of Cyprus Holdings PLCWebsite ↗
AskedSuggested
Why it moved
+2.77% · volume 0.3×
News & events
News and what's next
Peers
5 listed peers
Results
How it did vs last year
Valuation
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Data: Twelve Data · End-of-day prices · Nothing here is investment advice.