EUROBFinancial Services · Banks - Regional · ΧΑ
Eurobank
€4.313
+0.17(+3.98%)
Close 26/10/2026 · end-of-day price, not real-time
Eurobank (EUROB) closed at €4.313 on 26/10/2026, +3.98% on the day. Market cap €15.4bn, P/E 11.7, dividend yield 2.75%.
Why it moved today
Eurobank rose 3.98% as banks rebounded strongly with support from international markets, after a week in which the banking index lost 6.6%. The press named it among the large caps that stood out.
Source: businessdaily.gr · 26/10/2026
My view
Private · MENTOR takes it into account
+10.0%6M
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26/10/2026Close 4.31+3.98%Vol 7.8m+10.0% since start
Key statistics
FY2025 unless a figure says otherwise
Profile
At the 26 Oct close- Market value
- €15.4bn
- Shares outstandingOct 2026
- 3.6bn
- Total incomeFY2025
- €3.4bn
- Employees
- 12,345
- Free floatest.
- 0.0%
- Traded a day, 3-month average
- €62.8m
Bank
Jun 2026- CET1
- 15.4%
- NPE ratio
- 2.5%
- Net interest marginH1 2026
- 2.5%
- Cost to incomeH1 2026
- 36.6%
Valuation
FY2025- P/E
- 11.7×
- P/B
- 2.0×
- Dividend yield
- 2.8%
Returns
FY2025- ROA
- 1.3%
- ROE, 5-year averageFY2021–25
- 14.6%
- Tax rate
- 18.4%
Growth
- Revenue, last yearFY2025
- +2.7%
- EPS, last yearFY2025
- −7.5%
- Revenue, 3 yearsFY2022–25, a year
- +4.1%
- Revenue, 5 yearsFY2020–25, a year
- +7.4%
Dividends
FY2025- Yield, last 12 months
- 2.8%
- Per share
- €0.047
- Payout
- 12.7%
- Years paid, last fiveFY2021–25
- 3
Withheld, and why
- Profile: Enterprise value · Valuation: EV/Sales, EV/EBITDA, P/FCF · Margins · Returns: ROCE, ROIC · Financial health · Dividends: Covered by free cash flow · a bank or an insurer is read on its capital and its loans: deposits and wholesale funding are its raw material, not its debt
Trading and risk
From our closes, dividends reinvested- Total return, 1 year
- +32.1%
- 3 years, a year
- +47.1%
- 5 years, a year
- +39.8%
- 10 years, a year
- +25.5%
- Volatility, 1 year
- 39.7%
- Beta to the General Index
- 1.59×
- Deepest fall, 1 year / 5 years
- −26.1% / −37.1%
- 52-week range
- €3.20–€4.94
est.worked out by us
Where the figures come from: the company's reports, reviewed by us · annual accounts filed in ESEF format · results announcements on the exchange · our own closing prices. No forecasts or target prices are stored.
Financial charts
From the stored figures: the reviewed dossier first, then the annual reports (ESEF) and results announcements
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Valuation
6 companies| Metric | EUROB | Peer median | Peer range |
|---|---|---|---|
| P/E | 11.7 | 11.3 | 9.1 16.7 |
| P/B | 2.0 | 1.6 | 1.1 3.8 |
| Dividend yield | 2.8% | 3.0% | 0.0% 7.1% |
| Payout ratio | 12.7% | 40.2% | 12.2% 74.0% |
| ROE | — | 12.7% | 1.6% 24.9% |
| Revenue growth (last full year) | 2.7% | −0.7% | -4.9% 88.4% |
Grey band: the peers' range · tick: median · dot: EUROB · Twelve Data · latest quarter 31/12/2025
Peers: Banks
Mkt capP/BROEDay
EurobankEUROB€15.4bn2.0—+4.0%
Not compared: TELL (central bank)
The company
AI-draftedEurobank is one of Greece's four systemic banks and operates in Greece, Cyprus, Bulgaria and Luxembourg. It lends to households and companies, funds itself from €86.4bn of customer deposits, and earns fees on payments, wealth management and insurance. Close to half of its profit comes from outside Greece.
How it makes moneyH1 2026 · basis: other
It is
It is not
- No longer a holding company: Eurobank Holdings was absorbed by the bank and delisted in December 2025.3
- Not state-controlled: at the cited 2025 disclosure date, Fairfax was the only holder over 5%, with 32.67%, and there were no special-control shares.3
- Not a bad-debt story: the NPE ratio is 2.5%, down from 14.0% at the end of 2020.1,5
Recent developmentsAll company events →
- Sep 2026The 28 September notice reported 1,350,576 shares bought during 21–25 September and 28,482,290 treasury shares in total.11
- Sep 2026Priced €600m of 4.125% green senior preferred notes, with a €1.4bn order book.7
- Sep 2026Another 6,555,561 employee-option shares began trading on 4 September, raising issued shares to 3,609,969,343.9
- Jul 2026Cancelled 28,097,019 own shares, with trading in them ceasing on 14 July.8
- May 2026Definitive agreement to acquire 80% of Eurolife Life for about €813m, completion expected in Q3 2026.6
- Dec 2025The absorption of Eurobank Holdings by the bank completed; the new shares listed on ATHEX and the Cyprus Stock Exchange.3
Key figures
Key facts
- At the cited 2025 disclosure date, Canada's Fairfax Financial Holdings had 32.67% of voting rights, the only holder above 5%.3
- At June 2026, total equity was €10.9bn and customer deposits €86.4bn. Reported MREL was 30.82% against a 27.97% target.10
- Reported net profit of €1,362m in FY2025, or €1,412m adjusted, with a 16.0% return on tangible book value.2
- FY2025 shareholder distribution of €717m: €0.047 per share paid in November 2025, €0.07187 final gross per eligible share paid from 15 June 2026, plus a buyback capped at €288m.2,3,12
- The 2026-2028 business plan targets a return on tangible book value of about 17% in 2028 and a payout of at least 55%.2
Sources
- 1.1H2026 Financial Results press releaseEurobank · 30/07/2026official
- 2.FY2025 Financial Results and 2026-2028 Business Plan press releaseEurobank · 26/02/2026official
- 3.Annual Financial Report for the year ended 31 December 2025Eurobank · 06/03/2026official
- 4.1H2026 Financial Results presentationEurobank · 30/07/2026official
- 5.FY2021 Financial Results press releaseEurobank Holdings · 10/03/2022official
- 6.Definitive agreement for the acquisition of Eurolife Life InsuranceEurobank · 07/05/2026official
- 7.Eurobank successfully priced its Green Senior Preferred Notes amounting to 600 million euroEurobank · 02/09/2026official
- 8.Cancellation of 28,097,019 own sharesEurobank · 09/07/2026official
- 9.Listing of 6,555,561 new shares from stock option exerciseEurobank · 02/09/2026official
- 10.Interim Financial Report for the six months ended 30 June 2026Eurobank · 04/08/2026official
- 11.Purchase of own shares, 21–25 SeptemberEurobank · 28/09/2026official
- 12.FY2025 final dividend distributionEurobank · 08/06/2026official
AI-drafted from the cited sources · 30/09/2026 · v4 · ✓ checked by an independent second modelEurobank S.A.Website ↗
AskedSuggested
Why it moved
+3.98% · volume 0.4×
News & events
News and what's next
Peers
5 listed peers
Results
How it did vs last year
Valuation
Cheap or expensive?
More
Asks“What drove the 3.98% gain in Eurobank?”← → to move · Enter to ask
Data: Twelve Data · End-of-day prices · Nothing here is investment advice.