ALPHAFinancial Services · Banks - Diversified · ΧΑ
Alpha Bank
€4.273
+0.17(+4.27%)
Close 26/10/2026 · end-of-day price, not real-time
Alpha Bank (ALPHA) closed at €4.273 on 26/10/2026, +4.27% on the day. Market cap €9.6bn, P/E 11.3, dividend yield 2.67%.
Why it moved on Mon 26 Oct
Alpha Bank rose 4.27% as banks rebounded strongly with support from international markets, after heavy pressure on the sector the previous week. The press named it among the large caps that stood out.
Source: businessdaily.gr · 26/10/2026
Announcements to the exchange
- 15/10/2026 17:33Listing for trading of new shares derived from a share capital increase following the exercise of stock options rights
- 30/09/2026 19:23Resignation of a Board Member and new composition of the Corporate Governance, Sustainability and Nominations Committee and the Risk Management Committee [30.9.2026]
- 30/09/2026 17:27Announcement of interim dividend distribution [30.09.2026]
- 28/09/2026 09:50Completion of the disposal of a portfolio of Non-Performing Retail Exposures (Project Athena)
My view
Private · MENTOR takes it into account
+15.7%6M
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26/10/2026Close 4.27+4.27%Vol 6.6m+15.7% since start
Key statistics
FY2025 unless a figure says otherwise
Profile
At the 26 Oct close- Market value
- €9.6bn
- Shares outstandingOct 2026
- 2.3bn
- Total incomeFY2025
- €2.2bn
- Employees
- 6,709
- Free floatest.
- 0.0%
- Traded a day, 3-month average
- €45.5m
Bank
Jun 2026- CET1
- 14.3%
- NPE ratio
- 3.6%
- Cost to incomeH1 2026
- 38.5%
Valuation
FY2025- P/E
- 11.3×
- P/B
- 1.1×
- Dividend yield
- 2.7%
Returns
FY2025- ROE
- 11.1%
- ROA
- 1.2%
- ROE, 5-year averageFY2021–25
- −1.2%
- Tax rate
- −1.7%
Growth
- Revenue, last yearFY2025
- +0.2%
- EPS, last yearFY2025
- +46.0%
- Revenue, 3 yearsFY2022–25, a year
- +7.8%
- EPS, 3 yearsFY2022–25, a year
- +34.1%
Dividends
FY2025- Yield, last 12 months
- 2.7%
- Per share
- €0.046
- Payout
- 12.2%
- Years paid, last fiveFY2021–25
- 3
Withheld, and why
- Profile: Enterprise value · Valuation: EV/Sales, EV/EBITDA, P/FCF · Margins · Returns: ROCE, ROIC · Financial health · Dividends: Covered by free cash flow · a bank or an insurer is read on its capital and its loans: deposits and wholesale funding are its raw material, not its debt
Trading and risk
From our closes, dividends reinvested- Total return, 1 year
- +22.7%
- 3 years, a year
- +48.1%
- 5 years, a year
- +32.9%
- 10 years, a year
- +11.2%
- Volatility, 1 year
- 41.9%
- Beta to the General Index
- 1.84×
- Deepest fall, 1 year / 5 years
- −33.4% / −49.0%
- 52-week range
- €2.97–€4.91
est.worked out by usread with care: tap for why
Where the figures come from: the company's reports, reviewed by us · annual accounts filed in ESEF format · results announcements on the exchange · our own closing prices. No forecasts or target prices are stored.
Financial charts
From the stored figures: the reviewed dossier first, then the annual reports (ESEF) and results announcements
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Valuation
6 companies| Metric | ALPHA | Peer median | Peer range |
|---|---|---|---|
| P/E | 11.3 | 11.7 | 9.1 16.7 |
| P/B | 1.1 | 1.8 | 1.2 3.8 |
| Dividend yield | 2.7% | 3.0% | 0.0% 7.1% |
| Payout ratio | 12.2% | 40.2% | 12.7% 74.0% |
| ROE | 11.1% | 13.3% | 1.6% 24.9% |
| Revenue growth (last full year) | 0.2% | 0.5% | -4.9% 88.4% |
Grey band: the peers' range · tick: median · dot: ALPHA · Twelve Data · latest quarter 31/12/2025
Peers: Banks
Mkt capP/BROEDay
Alpha BankALPHA€9.6bn1.111.1%+4.3%
Not compared: TELL (central bank)
The company
AI-draftedAlpha Bank is one of Greece's four systemic banks. It lends to companies and households in Greece and Cyprus, funded by €58.5bn of customer deposits, and earns fees on payments, cards, asset management and investment banking. UniCredit’s 5 January 2026 notification reported 29.8% of voting rights.
How it makes moneyH1 2026 · basis: other
It is
- A Greek systemic bank operating in Cyprus, with €45.9bn of net loans against €58.5bn of deposits and a 78% loan-to-deposit ratio.1
- Since 27 June 2025 the listed entity is the bank itself: Alpha Services and Holdings was absorbed and delisted.3
- UniCredit notified 29.796% of voting rights on 5 January 2026, under ECB authorisation for up to 29.9%; this is a dated notification.3
Recent developmentsAll company events →
- Oct 2026On 19 October 140,300 cash option shares began trading; total issued shares became 2,256,383,615.11
- Sep 2026Board approved an initial€0.0552835663 gross 2026 interim dividend, scheduled 4 December subject to ECB approval and treasury adjustment.12
- Sep 2026Project Athena completed, transferring about€0.2bn gross NPE loans with neutral capital impact.13
- Sep 2026On 21 September Alpha priced €700m of 4.5-year senior preferred notes at mid-swap plus 85bp; the transaction falls after the June balance sheet.10
- Sep 2026Investor Day set for 5 November 2026, when the growth plan and revised targets will be presented.6
- Aug 2026The squeeze-out completed on 24 August took Alpha Bank to 100% of Alpha Trust Holdings, which manages more than €2.2bn of assets.4,7
Key figures
Key facts
- The June 2026 deck reports 6,639 employees and 278 branches, with a different perimeter from annual disclosures.4
- Continuing owner profit was€919m in 2025 and€495m in H1 2026, before AT1 coupons.3,9
- A 55% payout on 2025 profits, €519m, split evenly between dividends and share buybacks.2
- Flexfin, AstroBank’s Cyprus operations, AXIA Ventures and Alpha Trust have been acquired since 2025; the Altius Insurance agreement remains pending.3,4,8
- Upgraded guidance of €0.41 earnings per share in 2026, up 13%, with an Investor Day on 5 November 2026.4,6
Sources
- 1.Q2 2026 Results press releaseAlpha Bank · 31/07/2026official
- 2.Q4 2025 Results press releaseAlpha Bank · 27/02/2026official
- 3.Annual Financial Report 2025Alpha Bank · 26/02/2026official
- 4.Q2 2026 Results investor presentationAlpha Bank · 31/07/2026official
- 5.Annual Financial Report 2024Alpha Services and Holdings · 06/03/2025official
- 6.Alpha Bank Investor Day 2026 scheduled for November 5 2026Alpha Bank · 08/09/2026official
- 7.Completion of the squeeze-out of Alpha Trust Holdings S.A.Alpha Bank · 24/08/2026official
- 8.Execution of a definitive agreement for the acquisition of Altius InsuranceAlpha Bank · 01/07/2026official
- 9.Semi Annual Financial Report 2026, Group and BankAlpha Bank · 30/07/2026official
- 10.€700m senior preferred notes pricing announcementAlpha Bank · 21/09/2026official
- 11.Admission of 140,300 option shares; header year conflicts with 2026 body/archiveAlpha Bank · 15/10/2026official
- 12.FY2026 interim dividend distributionAlpha Bank · 30/09/2026official
- 13.Completion of Project Athena NPE portfolio transferAlpha Bank · 28/09/2026official
AI-drafted from the cited sources · 26/10/2026 · v3 · ✓ checked by an independent second modelAlpha Bank S.A.Website ↗
AskedSuggested
Why it moved
+4.27% · volume 0.6×
News & events
News and what's next
Peers
5 listed peers
Results
How it did vs last year
Valuation
Cheap or expensive?
More
Asks“What drove the 4.27% gain in Alpha Bank?”← → to move · Enter to ask
Data: Twelve Data · End-of-day prices · Nothing here is investment advice.